Five Basic Investment Principles
	Investing doesn’t have to be difficult. Keep these goals in mind:
	1.	Low Fees In the long term, a small difference in fees can make a difference in returns.
	2.	Indexing Consider an index fund that invests in a diversified sample of stocks and bonds. These funds require less management than non-index funds, so there are usually lower fees.
	3.	Diversification Spread your money over different investments to reduce overall risk.
	4.	Rebalancing Monitor and align the asset mix in your portfolio to match your investment goals.
	5.	Simple Choices Minimize your decisions if you don’t have the time or knowledge to manage your portfolio.